3 days ago · what MORTGAGE website covers all the latest mortgage news & calculators for first time buyers, remortgagers, movers & buy to let landlords.

4 days ago · Mortgage applications have spiked by 130% as homebuyers dash to meet the looming stamp duty deadline, a leading mortgage lender has revealed. Santander said it had received the surge in applications between the end of 2023 and the end of 2024 as buyers made the most of the reduced tax thresholds before they increase on 1 April.

Jan 14, 2025 · Virgin Money has increased mortgage rates today bucking the trend seen last week when two major lenders made price cuts. It has hiked prices on a number of its two- and five-year fixed rates for house purchases by 0.20% and has made similar increases to some remortgage deals.

Feb 4, 2025 · I am looking for a mortgage for my first home, but the choice of deals is overwhelming. What should I be looking for and how do I know which deal is right for me? I am a first-time buyer, aged 32 and I am buying alone. I have a £20,000 deposit and am looking to buy a flat or small house for around ...

Jan 20, 2025 · The typical monthly cost of a mortgage has increased by 8.1% in the last year, despite interest rates going down, according to new research. Analysis by mortgage adviser, Alexander Hall, revealed the average mortgage rate is …

Mortgage rates 2025: Virgin Money hikes prices. Virgin Money has increased mortgage rates today bucking the trend seen last week when two major lenders made price

3 days ago · Some high street mortgage lenders have cut fixed rates this week with Santander and Barclays offering deals at below 4%. It comes after the Bank of England cut interest rates by 0.25% to 4.5% last week and as swap rates, which lenders use to set their pricing, began improving.. When interest rates are cut, people on tracker mortgages would expect their interest rates to follow suit before long.

Jan 17, 2025 · The government is looking at relaxing mortgage affordability rules to support first-time buyers into homeownership. It is considering reviewing the rules and tests around how much applicants can borrow in relation to their income. Currently lenders are limited in the number of loans they can offer ...

Nov 11, 2024 · Homeowners and buyers seeking a mortgage are being urged to act fast as prices are on the rise and product choice is reducing. The number of mortgage product options made its biggest monthly fall since July 2023, with the number of deals diminishing from 6,645 in October to 6,402 in November, according to Moneyfacts.

Jun 26, 2024 · Coventry Building Society and HSBC have followed in the footsteps of Barclays and made cuts to mortgage rates this week. Mortgage prices have been rising steadily over the past months and the Bank of England’s base rate has not budged for months.