Lounge access, elite status and a slew of available travel and business credits make this card quite valuable — if you’ll use all of those perks. If not, the annual fee isn’t worth it.

Get unlimited access to United's airport lounges for less than the price of a stand-alone membership, along with free checked bags and a great rewards rate for United purchases. If you consider ...

Start with a lucrative bonus, add 3% back on restaurants, 1.5% back outside of bonus categories and flexible redemption options, and you have a winner. The card's rewards structure isn't the ...

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